General health screening is often a requirement prior to qualifying for an insurance policy. In most cases, your blood and urine is analyzed to check for any traces of banned substances, for instance marijuana. These tests make marijuana users give Bucks county health insurance a wide berth the reason being they fear being arraigned in court to answer charges on the use of prohibited stuff. This need not be the case because you are still in a position to qualify if you obey the suggestions stipulated below.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
It is imperative to know that premium rates paid are dependent on the degree of marijuana usage. In the event that you are a heavy user, you will not enjoy benefits like affordability and wide range cover offered by a comprehensive package. This means that a non-user is bound to enjoy a lower price as compared to one who does use marijuana.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
Marijuana smoking does not mean that you can never get health cover. All you need is to be armed with some significant tips. The above will help you get started.
The law is considerate of such circumstances and this is evident by the provisions provided under the Health Insurance Portability and Accountability (HIPPA) act. This act ensures that your right of privacy is always adhered to at all times. This is great news because there is no room for being worried about being on the wrong side of the law.
Some time back, there was no chance of qualifying for one, but nowadays various firms have become considerate. This eradicates any concerns about the outcome of the medical tests you undergo. One is therefore assured of a solution even if you tested positive for marijuana.
It is imperative to know that premium rates paid are dependent on the degree of marijuana usage. In the event that you are a heavy user, you will not enjoy benefits like affordability and wide range cover offered by a comprehensive package. This means that a non-user is bound to enjoy a lower price as compared to one who does use marijuana.
In case you are a recreational user, it would be wise to quit this habit before you apply for a policy. Marijuana traces stay in your body for about 4 to 8 weeks and this is dependent on the rate of metabolism and other factors. It is imperative to stop usage for 3 months prior to applying for cover so as to increase probability of it going through successfully.
Marijuana smoking does not mean that you can never get health cover. All you need is to be armed with some significant tips. The above will help you get started.
About the Author:
A reputable Bucks County health insurance company provides constructive advice and tips to local clients. To set up a consultation with one of the reps today, go to this site http://www.avantibenefits.com/.
